Tag:

DataProtection

Most common online scams – phishing, fake shops, bank fraud and QEI digital identity protection

From fake online shops, investment fraud and stolen bank details to synthetic voices and AI-assisted impersonation, online scams are becoming increasingly convincing. Could digital identity be designed so that stealing a password, forging a message or manipulating a user would no longer be enough to carry out an unauthorised action?

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Digital identity without internet – QEI offline verification

The internet can fail. Mobile networks can disappear. A central service can become temporarily unavailable. But a person does not stop being who they are. Should their digital identity stop working as well? QEI explores a different approach: the internet as infrastructure for issuance and synchronisation, but not necessarily as a requirement for every individual proof.

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Fraudsters targeting Italy’s Fideuram reportedly used deceptive communications and artificial intelligence to imitate the voice of a trusted person. The result: transfers totalling about €95 million. The case exposes a growing problem: if a person’s voice, image and communication style can be convincingly imitated, what should proof of digital identity and authority rely on in the future?

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A recent security incident involving Revolut raises a question that goes far beyond one company or one financial institution: how can we reliably verify in the digital world not only where a request for sensitive data comes from, but also who is actually sending it, whether that person is authorized to make the request, and which data they are entitled to access? The case shows that a communication channel can appear legitimate without necessarily proving the identity and authority of the person on the other side.

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